Passwords That Drive Hackers Away; Read it! Do it!

http://www.nytimes.com/2012/11/08/technology/personaltech/how-to-devise-passwords-that-drive-hackers-away.html

Or else, do as I do, use Ubuntu 

AND consider all info you own, online and off, to be public;

AND all your info online is stuff you are promoting and publicizing.

Excellent advice about using two browsers, and not keeping password managers on your machine.

Nothing is perfect, but the two guys interviewed for this are tested by hackers daily.